/* ── Hero ─────────────────────────────────────────────── */
  .loans-hero {
    background: linear-gradient(135deg, var(--primary) 0%, #1E3A5F 100%);
    padding: 60px;
    position: relative;
    overflow: hidden;
  }

 
  .loans-hero__heading {
    font-size: clamp(1rem, 4.5vw, 1.8rem);
    font-weight: 500;
    color: var(--white);
    line-height: 1.2;
    margin-bottom: 20px;
    text-align: center;
  }
 
  .loans-hero__heading span {
    color: #34d399;
  }
 
  .loans-hero__desc {
    font-size: 14px;
    color: rgba(255,255,255,.72);
    line-height: 1.8;
    max-width: 620px;
    margin-bottom: 36px;
    text-align: center;
    margin-left: auto;
    margin-right: auto;
  }

  /* Hero image panel */
  .loans-hero__img-wrap {
    position: relative;
    border-radius: 18px;
    overflow: hidden;
    box-shadow: 0 30px 60px rgba(0,0,0,.35);
  }
 
  .loans-hero__img-wrap img {
    width: 100%;
    height: 420px;
    object-fit: cover;
    display: block;
  }
 
  /* Floating stats badge */
  .loans-hero__badge {
    position: absolute;
    bottom: 24px;
    left: 24px;
    background: rgba(255,255,255,.12);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(255,255,255,.22);
    border-radius: 14px;
    padding: 14px 20px;
    display: flex;
    gap: 20px;
  }
 
  .loans-hero__stat { text-align: center; }
  .loans-hero__stat-val {
    display: block;
    font-size: 1.25rem;
    font-weight: 700;
    color: #34d399;
    line-height: 1.1;
  }
  .loans-hero__stat-lbl {
    font-size: .68rem;
    color: rgba(255,255,255,.72);
    text-transform: uppercase;
    letter-spacing: .07em;
  }
 
  .loans-hero__stat + .loans-hero__stat {
    border-left: 1px solid rgba(255,255,255,.18);
    padding-left: 20px;
  }
 
  /* ── Loan Products ─────────────────────────────────────── */
  .loans-products { background: var(--bg-light); }
 
  .loan-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 30px 26px;
    height: 100%;
    transition: box-shadow .3s ease, transform .3s ease, border-color .3s ease;
    position: relative;
    overflow: hidden;
  }
 
  .loan-card::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--secondary), var(--accent));
    transform: scaleX(0);
    transform-origin: left;
    transition: transform .35s ease;
  }
 
  .loan-card:hover {
    box-shadow: var(--shadow-md);
    transform: translateY(-6px);
    border-color: transparent;
  }
 
  .loan-card:hover::after { transform: scaleX(1); }
 
  .loan-card__icon {
    width: 56px;
    height: 56px;
    border-radius: 14px;
    background: rgba(5,150,105,.1);
    color: var(--secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    margin-bottom: 18px;
    transition: background .3s, color .3s;
  }
 
  .loan-card:hover .loan-card__icon {
    background: var(--secondary);
    color: var(--white);
  }
 
  .loan-card__title {
    font-size: 1rem;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 8px;
  }
 
  .loan-card__desc {
    font-size: .875rem;
    color: var(--text-light);
    line-height: 1.7;
    margin: 0;
  }
 
  /* ── Why Choose Us ─────────────────────────────────────── */
  .why-gmc { background: var(--white); }
 
  .why-card {
    background: var(--bg-light);
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 28px 24px;
    height: 100%;
    display: flex;
    gap: 18px;
    transition: box-shadow .3s, transform .3s, background .3s;
  }
 
  .why-card:hover {
    box-shadow: var(--shadow-sm);
    transform: translateY(-4px);
    background: var(--white);
  }
 
  .why-card__num {
    flex-shrink: 0;
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: rgba(5,150,105,.12);
    color: var(--secondary);
    font-size: .78rem;
    font-weight: 700;
    display: flex;
    align-items: center;
    justify-content: center;
  }
 
  .why-card__icon {
    flex-shrink: 0;
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: rgba(5,150,105,.1);
    color: var(--secondary);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    transition: background .3s, color .3s;
  }
 
  .why-card:hover .why-card__icon {
    background: var(--secondary);
    color: var(--white);
  }
 
  .why-card__body { flex: 1; }
 
  .why-card__title {
    font-size: .95rem;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 6px;
  }
 
  .why-card__desc {
    font-size: .85rem;
    color: var(--text-light);
    line-height: 1.65;
    margin: 0;
  }
 
  /* ── CTA ───────────────────────────────────────────────── */
  .loans-cta {
    background: linear-gradient(135deg, var(--primary) 0%, #1E3A5F 100%);
    position: relative;
    overflow: hidden;
  }
 
  .loans-cta::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 55% 90% at 90% 50%, rgba(5,150,105,.18) 0%, transparent 65%),
      radial-gradient(ellipse 35% 60% at 5% 20%,  rgba(37,99,235,.12) 0%, transparent 60%);
    pointer-events: none;
  }
 
  .loans-cta__inner {
    position: relative;
    z-index: 1;
    text-align: center;
  }
 
  .loans-cta__icon {
    width: 72px;
    height: 72px;
    border-radius: 50%;
    background: rgba(5,150,105,.2);
    border: 2px solid rgba(5,150,105,.4);
    color: #34d399;
    font-size: 1.6rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 24px;
  }
 
  .loans-cta__heading {
    font-size: clamp(1.6rem, 3.5vw, 2.2rem);
    font-weight: 700;
    color: var(--white);
    margin-bottom: 16px;
  }
 
  .loans-cta__desc {
    font-size: .975rem;
    color: rgba(255,255,255,.72);
    max-width: 520px;
    margin: 0 auto 34px;
    line-height: 1.8;
  }
 
  .loans-cta .btn-primary-gmc {
    background: var(--secondary);
    border-color: var(--secondary);
    padding: 15px 34px;
    font-size: 1rem;
  }
 
  .loans-cta .btn-primary-gmc:hover {
    background: transparent;
    color: #34d399;
    border-color: #34d399;
  }
 
  /* Trust badges row */
  .loans-cta__trust {
    display: flex;
    justify-content: center;
    gap: 32px;
    flex-wrap: wrap;
    margin-top: 44px;
    padding-top: 36px;
    border-top: 1px solid rgba(255,255,255,.1);
  }
 
  .trust-item {
    display: flex;
    align-items: center;
    gap: 10px;
    color: rgba(255,255,255,.65);
    font-size: .85rem;
  }
 
  .trust-item i {
    color: #34d399;
    font-size: 1rem;
  }
 
  /* ── Section header block ─────────────────────────────── */
  .section-header { margin-bottom: 52px; }
 
  /* ── Responsive ───────────────────────────────────────── */
  @media (max-width: 991px) {
    .loans-hero { padding: 72px 0 56px; }
    .loans-hero__img-wrap { margin-top: 48px; }
    .loans-hero__img-wrap img { height: 300px; }
  }
 
  @media (max-width: 575px) {
    .loans-hero__badge { gap: 14px; }
    .loans-hero__stat + .loans-hero__stat { padding-left: 14px; }
    .why-card { flex-direction: column; }
  }